Student Financial Services

Loan Repayment

William D. Ford Federal Direct Student Loans

Loan Servicers-Repayment	Federal Direct Loan Servicing Center PO Box 746000 Atlanta, GA 30374-6000
Exit Interview	On-line Exit Interview
Grace Period	6 months
Interest	Variable interest rate is determined annually by the Treasury bill as of July 1 + 2.3%, not to exceed 8.25% Subsidized interest is being subsidized (paid) for you during your In-school and Grace Status Unsubsidized interest accrues monthly on your loan during all statuses of the loan
Consolidation Eligibility	Yes. Complete an online application or call 1 (800) 557-7392.

Loan Servicers - Repayment	Educational Computer Services-ECSI c/o RIT 109 Lomb Memorial Drive Rochester, NY 14623
Exit Interview	On-line Exit Interview (Direct & Perkins)
Grace Period	9 months
Interest	Fixed interest rate will not change for the life of the loan Subsidized interest is being subsidized (paid) for you during your In-school and Grace Status
Consolidation Eligibility	Yes, but you may lose some cancellation/deferment privileges if you are employed or volunteer in certain organizations.